Bathroom remodel budget

Cost to remodel bathroom calculator

The median bathroom remodel cost $5,000 and the average $9,322 in the Census Bureau's 2023 American Housing Survey, which also counts do-it-yourself jobs. This cost to remodel bathroom calculator measures your floor and wall tile and totals the quotes you enter, with a contingency on top.

HELOC Payment Calculator editorial teamUpdated 5 sources

Calculator

Bathroom remodel budget

Tile is measured for you; prices come from your quotes

Room

ft
ft
ft
ft

Tile, installed (per sq ft)

$
$

Fixtures and trades (each)

$
$
$
$
$
$
$
$
$
%
Floor tile40 sq ftlength × width
Wall tile94 sq ftperimeter × tile height − door
Survey median job$5,000average $9,322 · Census AHS 2023, bath remodels

Enter the prices from your quotes, line by line. Tile areas are filled in for you; contingency is added on top.

How it is calculated. Floor tile = length × width. Wall tile = 2 × (length + width) × tile height − door width × tile height. Each tile line = area × your installed price per sq ft; the other lines are the amounts you enter. Total = subtotal × (1 + contingency %).

What a bathroom remodel costs: the survey numbers

Half of the bathroom remodels homeowners reported cost $5,000 or less, and the average was $9,322, according to the Census Bureau's 2023 American Housing Survey (AHS), which asks owners what they spent on jobs over the previous two years.[1] The average sits well above the median because a minority of large jobs pulls it up. Projects that add or enlarge a bathroom are a separate, much more expensive category.

Bathroom and related jobs, owner-occupied homes (AHS 2023, last two years)
Job typeJobs reportedMedian costAverage cost
Bath remodel7.5 million$5,000$9,322
Bath addition or renovation329 thousand$10,130$21,490
Plumbing fixtures only9.9 million$542$1,979
All home improvement jobs139.9 million$2,000$6,181

Read these as a sanity check, not a quote. The survey covers every kind of job, including weekend projects: about 36% of all improvement projects were done by the owners themselves,[2] which pulls the typical figure below what a contractor-built remodel costs. Prices also differ by region and by how much of the room changes.

How the calculator builds your budget

A bathroom budget is the tile areas times your installed prices, plus each fixture and trade you are paying for, plus a cushion. The calculator measures the tile from the room so you only enter prices from bids. For an example 5 × 8 ft room with 4 ft of wall tile and a 2.5 ft door:

  1. Floor tile: 5 × 8 = 40 sq ft.
  2. Wall tile: 2 × (5 + 8) × 4 − 2.5 × 4 = 94 sq ft.
  3. Multiply each area by the installed price per square foot in your bid, then add the vanity, toilet, tub or shower, fixtures, plumbing, electrical, demolition, finishes and permit lines.
  4. Add the contingency: at 10%, a $1 subtotal becomes $1.10.

Tile area grows quickly with tile height. If the bid covers a full-height shower instead of a wainscot, use the average height around the room, or price the shower walls as part of the tub or shower line.

Tile areas for common bathroom sizes (2.5 ft door, before waste)
RoomFloor tileWall tile at 4 ftWall tile at 8 ft
5 × 7 ft35 sq ft86 sq ft172 sq ft
5 × 8 ft40 sq ft94 sq ft188 sq ft
6 × 8 ft48 sq ft102 sq ft204 sq ft
8 × 10 ft80 sq ft134 sq ft268 sq ft
9 × 12 ft108 sq ft158 sq ft316 sq ft

Order more tile than the measured area to cover cuts and breakage; the tile calculator converts the areas into tiles and boxes, and the grout calculator gives the bags of grout. For an odd-shaped room, measure it in parts with the square footage calculator.

Comparing bathroom bids line by line

Bids are easiest to compare when every contractor prices the same lines. Ask each one to separate tile (per square foot, installed), each fixture, plumbing and electrical labor, demolition, and the permit, and to say what is excluded. Then enter each bid in the calculator and keep the contingency the same, so the totals differ only where the bids do. A large gap on one line usually means a different scope, such as moving a drain or a different shower system, not just a different price. Ask too what happens if demolition uncovers rot or mold behind the tile; the contingency is for that, and the mold remediation cost calculator shows how such cleanup is sized.

No prices are filled inThis calculator does not guess what fixtures or labor cost where you live. Every dollar figure comes from you; the only built-in numbers are the room geometry and the Census survey benchmark.

Paying for a bathroom remodel

Most owners pay from savings, a home equity loan or line, a personal loan, or a renovation mortgage. The CFPB lists repairs and improvements among common uses of home equity and reminds borrowers that missing payments on a loan secured by the house can lead to foreclosure.[5] Compare the options on the home improvement loan calculator, and check how much equity a lender would let you use with the HELOC LTV calculator.

  • Interest deduction. Interest on a home equity loan or HELOC is deductible only when the money is used to buy, build or substantially improve the home that secures it, and only if you itemize. The IRS counts an improvement as substantial when it adds value, prolongs the home's life or adapts it to new uses; repairs such as repainting do not count.[3]
  • Buying a home that needs a new bathroom. Fannie Mae's HomeStyle Renovation mortgage can fold the work into the purchase loan, up to 75% of the lesser of the price plus renovation costs or the as-completed appraised value.[4]

Frequently asked questions

How much does it cost to remodel a bathroom?

In the Census Bureau's 2023 American Housing Survey, the median bathroom remodel cost $5,000 and the average $9,322; adding or enlarging a bathroom had a median of $10,130.[1] Your own cost depends on the room size, the fixtures and local labor prices.

How do I use a bath remodel cost calculator?

Enter the room size and wall tile height, then the installed price per square foot for tile and the amount for each fixture and trade from your bids. The calculator multiplies the tile areas, adds the lines and applies your contingency.

How much tile do I need for a 5 by 8 bathroom?

The floor is 40 sq ft. Tile 4 ft up every wall, less a 2.5 ft door, is 94 sq ft. Add a margin for cuts and breakage before ordering.

Is a bathroom remodel tax deductible?

The remodel itself is not a deduction on your return, but interest on a home equity loan or HELOC used for it can be deductible if the work substantially improves your home and you itemize.[3]

Sources

  1. American Housing Survey 2023, Table C-16-OO: Home Improvement Costs, Owner-Occupied Units · U.S. Census Bureau, 2023 AHS release
  2. 2023 Home Improvements (American Housing Survey infographic) · U.S. Census Bureau and HUD, 2024
  3. Publication 936 (2025), Home Mortgage Interest Deduction · Internal Revenue Service, for 2025 returns, reviewed April 30, 2026
  4. B5-3.2-02, HomeStyle Renovation Mortgages: Loan and Borrower Eligibility (Selling Guide) · Fannie Mae, December 10, 2025
  5. Using home equity to meet financial needs (Older Americans Housing Guide) · Consumer Financial Protection Bureau, April 2023