Kitchen remodel budget

Kitchen remodel cost calculator

Kitchen remodels reported in the Census Bureau's 2023 American Housing Survey had a median cost of $8,000 and an average of $16,960; jobs that added or rebuilt a kitchen had a median of $25,000. This kitchen remodel cost calculator turns your cabinet run and counter size into a line-item budget from your own quotes.

HELOC Payment Calculator editorial teamUpdated 5 sources

Calculator

Kitchen remodel budget

Measured lines plus the amounts from your bids

Cabinets and counters

ft
$
ft
in
$
sq ft
$
sq ft
$

Everything else (each)

$
$
$
$
$
$
%
Countertop area37.5 sq ftrun × depth
Survey median job$8,000average $16,960 · Census AHS 2023, kitchen remodels

Enter the prices from your quotes, line by line; the calculator totals them and adds your contingency.

How it is calculated. Countertop area = length × depth (in) ÷ 12. Cabinets = linear feet × price per foot; counters, backsplash and floor = area × price per sq ft; other lines as entered. Total = subtotal × (1 + contingency %).

Kitchen remodel costs in the Census survey

A typical kitchen remodel cost $8,000 and the average was $16,960, based on 5.0 million kitchen remodels owners reported in the 2023 American Housing Survey for the previous two years.[1] The much smaller group of jobs that added a kitchen or rebuilt one as a room renovation had a median about three times higher.

Kitchen jobs, owner-occupied homes (Census AHS 2023, last two years)
Job typeJobs reportedMedian costAverage cost
Kitchen remodel5.0 million$8,000$16,960
Kitchen addition or renovation173 thousand$25,000$42,950
Flooring, carpeting, paneling10.9 million$3,000$4,829

The gap between median and average says most kitchen jobs are modest (new counters, appliances or cabinet fronts) while a smaller number of full rebuilds run much higher. For new construction, the National Association of Home Builders' 2024 survey put cabinets and countertops at about $19,056 of an average new home's construction cost, roughly 4.5% of it.[2] That is a builder's cost on a new house, not a remodel price, but it shows how large the cabinet line is.

How to measure a kitchen for a budget

Kitchen work is priced in three units: cabinets by the linear foot, surfaces by the square foot, and everything else by the piece. Measure each the way your contractor prices it, then enter their unit prices.

What to measure and how it is priced
LineMeasureUsual pricing unit
CabinetsLength of each run along the wallLinear foot
CountertopsLength × depth of each top, including an islandSquare foot
BacksplashWall area between counter and upper cabinetsSquare foot
FlooringFloor area you will coverSquare foot
Appliances, sink, fixturesEach itemEach
Plumbing, electrical, lightingScope of workBid amount

Countertop area is the one people get wrong, because depth is in inches. In the example, 18 ft × 25 in ÷ 12 = 37.5 sq ft. An island adds its own length × width.

Countertop area at 25 in deep (add any island separately)
Counter lengthArea
10 ft20.8 sq ft
15 ft31.3 sq ft
20 ft41.7 sq ft
25 ft52.1 sq ft
30 ft62.5 sq ft

Worked example

For a kitchen with 20 ft of cabinets, 18 ft of counter, 30 sq ft of backsplash and 150 sq ft of floor:

  1. Cabinets: 20 ft × your installed price per foot.
  2. Counters: 37.5 sq ft × your price per sq ft; backsplash 30 sq ft and floor 150 sq ft the same way.
  3. Add the bid amounts for appliances, sink, plumbing and electrical, lighting, demolition and permits.
  4. Add 10% for what turns up when the old cabinets come out, such as damaged subfloor or wiring that has to be brought up to code.

Running each contractor's numbers through the same lines shows where bids really differ. If one bid has no demolition or permit line, ask whether it is included. The square footage calculator handles L-shaped floors, and the tile calculator turns a backsplash area into boxes of tile.

Your prices, not oursThe calculator has no built-in cabinet, counter or appliance prices. Only the measurements and the Census benchmark are pre-filled.

Financing a kitchen remodel

How you pay for a kitchen can change its true cost more than most single line items do, because interest on a large balance adds up over years.

  • HELOC or home equity loan. A line of credit lets you draw as invoices arrive and pay interest only on what you have used, which suits a project paid in stages; the CFPB explains how the draw and repayment periods work.[5] Run the payment on the HELOC payment calculator or compare loan types on the home improvement loan calculator.
  • Tax treatment. Home equity interest is deductible only if the borrowed money buys, builds or substantially improves the home securing the loan, and only when you itemize. A remodel that adds value or adapts the kitchen to a new use can qualify; maintenance does not.[3]
  • PACE financing. In some places, energy-saving upgrades can be financed through a PACE loan, which, as the CFPB puts it, works "by increasing your property tax payment"; you can lose the home if those payments are not made.[4]

Frequently asked questions

How much does a kitchen remodel cost?

In the Census Bureau's 2023 American Housing Survey the median kitchen remodel cost $8,000 and the average $16,960.[1] Adding or rebuilding a kitchen was far higher, with a median of $25,000.

How do I calculate countertop square footage?

Multiply each counter's length in feet by its depth in inches and divide by 12. 18 ft at 25 in is 37.5 sq ft. Add islands and peninsulas separately.

How much contingency should a kitchen budget include?

There is no official figure; it is a cushion you choose for problems found during demolition. The calculator adds whatever percentage you enter to the subtotal, so you can see the total with and without it.

What is the biggest cost in a kitchen remodel?

It depends on scope, but cabinets and countertops are usually large. In new homes NAHB's 2024 survey put them at about $19,056 of construction cost.[2]

Sources

  1. American Housing Survey 2023, Table C-16-OO: Home Improvement Costs, Owner-Occupied Units · U.S. Census Bureau, 2023 AHS release
  2. Cost of Constructing a Home, 2024 (special study) · National Association of Home Builders, January 20, 2025
  3. Publication 936 (2025), Home Mortgage Interest Deduction · Internal Revenue Service, for 2025 returns, reviewed April 30, 2026
  4. What is a PACE loan? · Consumer Financial Protection Bureau, reviewed September 11, 2024
  5. What You Should Know About Home Equity Lines of Credit (HELOC) · Consumer Financial Protection Bureau, August 2022